Tag: cheapest car insurance 20 year old male

Young drivers frequently face higher insurance rates, but certain companies provide the cheapest car insurance for 20 year old males. It combines competitive pricing with attractive discounts. In this article, we will present our ten recommendations for the cheapest car insurance for 20-year-old adults. Let’s begin!

10 Cheapest Car Insurance 20-Year-Old Male Drivers

In terms of car insurance rates, several reputable car insurance companies offer competitive pricing for 20 year old males in the United States. Below are ten notable insurers and their respective coverage:

1. Plymouth Rock Assurance

Plymouth Rock Assurance provides competitive rates for both liability-only and full coverage policies. Their liability-only policy comes at an affordable monthly rate of $106, offering essential protection in case you’re responsible for causing damage or injury in an accident.

For more comprehensive coverage, their full coverage policy costs $183 per month, providing additional protection for your vehicle against theft, vandalism, and other non-accident-related incidents.

2. Kemper

Kemper is another cheapest car insurance 20 year old male drivers provider that offers affordable options for liability-only and full coverage policies. Their liability-only policy is priced at $110 per month, you can meet the legal requirements while enjoying a reasonable premium.

If you prefer more extensive coverage, Kemper’s full coverage policy is available at a monthly cost of $166, encompassing protection against a wider range of risks, including accidents, damages, and theft.

3. Auto-Owners

Auto-Owners Insurance understands the importance of providing flexible coverage options to its customers. For those seeking liability-only protection, Auto-Owners offers a policy with a monthly premium of $125.

This ensures that you can meet your legal obligations without breaking the bank. If you desire comprehensive coverage, their full coverage policy is available at $184 per month.

4. Erie

Erie Insurance is known for its customer-focused approach and competitive rates. Their liability-only policy is priced at $147 per month, providing the necessary coverage to satisfy legal requirements.

If you’re interested in broader protection, Erie offers a full coverage policy at $209 per month, encompassing collision, comprehensive, and liability coverage. This ensures you’re financially safeguarded from a wide range of potential risks.

5. USAA

USAA is a renowned insurance provider, primarily serving members of the military and their families, it’s also one of the cheapest car insurance 20 year old male drivers. Their liability-only policy is available at $150 per month, offering essential coverage at a reasonable rate.

For comprehensive protection, their full coverage policy costs $233 per month, including coverage for accidents, theft, and other incidents. USAA’s commitment to serving its members is reflected in its competitive pricing and excellent customer service.

6. SafeAuto

SafeAuto provides affordable options for both liability-only and full coverage policies. For a liability-only policy, the average monthly quote is $153. This type of coverage satisfies the legal requirements, protecting you in case you’re at fault in an accident.

If you prefer more extensive coverage, SafeAuto’s full coverage policy is available at an average monthly cost of $239. With this policy, you gain additional protection against theft, vandalism, and non-accident-related incidents.

7. GEICO

GEICO is widely recognized as the cheapest car insurance 20 year old male company known for its competitive rates. Their liability-only policy comes with an average monthly quote of $155. By opting for this coverage, you can meet legal obligations without a hefty premium.

If you’re seeking broader protection, GEICO’s full coverage policy is available at an average monthly cost of $241. This policy includes collision, comprehensive, and liability coverage, providing you with comprehensive protection on the road.

8. State Farm

State Farm is a well-established insurance provider that offers a range of coverage options. Their liability-only policy has an average monthly quote of $181. With this policy, you can ensure you meet the minimum legal requirements for coverage.

For more comprehensive protection, State Farm’s full coverage policy is available at an average monthly cost of $280. This policy provides coverage for accidents, damages, theft, and other incidents on the road.

9. National General

National General offers coverage options for a variety of needs. Their liability-only policy carries an average monthly quote of $214. This policy ensures you have the necessary coverage to meet legal obligations. For those seeking comprehensive protection, National General’s full coverage policy is available at an average monthly cost of $409.

10. Allstate

Allstate is a reputable insurance company known for its comprehensive coverage options. Their liability-only policy carries an average monthly quote of $225. This coverage meets the minimum legal requirements, ensuring you’re protected on the road.

For more extensive coverage, Allstate’s full coverage policy is available at an average monthly cost of $352. This policy provides comprehensive protection, including coverage for accidents, damages, theft, and other incidents.

Tips for Getting Cheapest Car Insurance 20-Year-Old Male Drivers

In the following below are some tips that can help you to get the cheapest car insurance 20 year old males.

1. Compare Quotes

Don’t assume that the car insurance company that was cheap for your parents will offer the best rates for a 20-year-old driver. Take the time to compare multiple quotes and find the most affordable option.

2. Seek Discounts

Look for discounts such as good student discounts or price breaks for completing a driver’s education class. Discuss potential discounts with your agent or insurance company, including multi-car discounts or “generational” discounts for buying a policy from your parents’ insurer.

3. Carefully Consider Coverage

While cost-saving measures may tempt you to reduce coverage, it’s crucial not to skimp on insurance for a 20-year-old driver. Teen and young adult drivers are more prone to accidents, making adequate coverage essential. Look for cheap full coverage car insurance with higher liability coverage limits to protect yourself and damages.

Let’s Get the Cheapest Car Insurance 20-Year-Old Male Drivers!

While obtaining the cheapest car insurance 20-year-old male drivers may present challenges, remember that insurance rates are influenced by various factors and can vary significantly between providers.

By being proactive, comparing quotes, and adopting safe driving habits, young drivers can increase their chances of finding cost-effective car insurance coverage. Therefore, ensure to meet their needs while still providing adequate protection on the road.

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10 Cheapest Car Insurance 20-Year-Old Male Drivers You Must Know!

Young drivers frequently face higher insurance rates, but certain companies provide the cheapest car insurance for 20 year old males.