Best Health Insurance for Expats in Thailand: Read to Discover!

Let’s make it clear. Health is something that you will always strive for as long as you are alive. You wouldn’t hesitate to spend any amount of money just to ensure that you stay healthy at all times, even if it’s abroad. So, do you have plans to travel to Thailand? Are you looking for the best health insurance for expats in Thailand?

If that’s the problem, then we’ve got you covered. Below, we have summarized 10 health insurance companies that offer the best expats health insurance in Thailand. So without further ado, let’s keep scrolling down!

Factors of The Best Health Insurance for Expats in Thailand

The same as when you choose health insurance in general, you should also consider a few things before choosing the finest health insurance for expats in Thailand. Here we summarize some things that you should consider.

1. Coverage Limits

The first thing you should consider when choosing health insurance for expats in Thailand is the coverage limit. You should have enough information about this coverage limit, such as its advantages for you and whether or not it is suitable for your needs.

2. Coverage Area

After the coverage limit, you also need to have enough information about the coverage area of the health insurance you take. Does your insurance coverage also applicable in Thailand and other countries? It is crucial for those who often move to new countries.

3. Guaranteed Renewal

The next thing you should look out for is guaranteed renewal. There are several questions you can ask yourself regarding this renewal, such as will you stop your program if you have a chronic condition, apply for excessive cases, or file too many claims?

4. Exclusions

Health is always about the uncertain and unexpected. That’s why you should consider getting some exclusions when choosing the most acceptable health insurance for expats in Thailand. So, for example, if you have a chronic illness, you may need to ask the health insurance company you choose about these exclusions.

5. Company Credentials

Last but not least, of course, is the credentials of the health insurance company. You don’t want to have an unpleasant experience when choosing health insurance for expats, right? That’s why you need to consider the credentials of the company.

To know the credentials of the company, you can simply ask yourself a few questions. Are you comfortable when communicating with its customer service team? What are the opinions of people who have used the services of the health insurance company? Then, you may decide if it is the best option or not.

10 Best Health Insurance for Expats in Thailand

Here are 10 companies that you can consider when you are searching for the best health insurance for expats in Thailand.

1. Cigna Global

First on the list of the best expats health insurance in Thailand is Cigna Global. It is a health insurance company that offers tailor-made insurance plans for expats and local Thai residents. Their health insurance plans are versatile with a wide selection of benefits and are simple to use.

Besides the core Inpatient and Outpatient medical offerings, Cigna Global also gives you the opportunity to customize your plan with a range of optional coverage to take control and proactively manage properly your and your family’s health and well-being.

2. Dhipaya Insurance

Then the second is Dhipaya Insurance, a health insurance company that has been established for more than 69 years. This health insurance company offers Health Insurance and Accident Claim Services for foreigners and Thais.

With the easy procedures, they provide to use their insurance cards and ongoing support. It makes Dhipaya Insurance become one of the most widely used insurance companies in Thailand, both for expats and locals.

3. AXA Insurance

AXA Insurance makes it to the third list of the best expats health insurance in Thailand. It is a global insurance company that offers a wide variety of insurance plans that cover illnesses and accidents. They also provide single purchases as well as several options to pay through installments.

Other than that, AXA Insurance provides several different insurance plans to choose from, either with inpatient and outpatient services, emergency plans, or loss of life coverage. Also, as one of the leading companies in Thailand, AXA Insurance gives you a tax deduction depending on the plan you choose.

4. Luma Health Insurance

Luma Health Insurance offers international health insurance policies for both personal and family plans. Using its health insurance services, working expatriates and their families in Thailand can apply for coverage as well as citizens.

Not only that, but Luma Health Insurance also provides access to leading hospitals across Southeast Asia without having to pay upfront and offers multilingual support. With this, it will make it even easier for you to get good healthcare.

5. Pacific Cross Health Insurance

Moving on to the next list is Pacific Cross Health Insurance. They are one of the longest-running insurance companies that have brought over 65 years into the health and travel insurance industry in Asia.

In its health insurance services, Pacific Cross Health Insurance offers a wide variety of plans with 24/7 coverage and reasonable premiums that cover both inpatient and outpatient health expenses.

With an extensive level of coverage, prompt service, and guaranteed renewal, health insurance from Pacific Cross is truly suitable for expatriates by providing an unbeatable combination.

6. Allianz Worldwide

Next up is Allianz Worldwide, which is a single provider for all your health insurance needs. Whether you’re looking for international health, life and disability, critical illness, short-term, or emergency cover, Allianz Worldwide has the insurance solution for you.

7. Aetna International

Next on the list is Aetna International, a health insurance company that offers health insurance plans and premiums for individuals and families. They have a flexible portfolio of benefits and plans, as well as allowing you to choose the level of coverage, add-ons, and excesses that are right for you and your family.

8. Generali Global Health

Generali Global Health is another health insurance company that you can consider. They are an insurance company that offers international health insurance worldwide at exceptional rates with the best healthcare providers.

Better than that, Generali Global Health also offers easy-to-use digital member services, locally tailored policies, and a global medical network.

9. Bupa Global

If you’re looking for the best health insurance for expats in Thailand, then Bupa Global is an option to choose from. They offer a wide range of international premium health insurance coverage.

Through their international premium health insurance, you can get many benefits, such as direct access to leading GPs, Consultants, and Specialists with no referral required, hospital cover for private rooms in first-class facilities, and a Personal Relationship Manager.

10. GeoBlue International Health Insurance

Last but not least is GeoBlue International Health Insurance. They are a leader in international healthcare that offers both long-term and short-term coverage and brings care with a personal touch.

Not only that, with their extensive global provider channel, GeoBlue delivers flexibility in coverage and can help facilitate the coordination of care abroad, such as in Thailand.

Have You Found The Best Health Insurance for Expats in Thailand?

Health, wherever and whenever, will always be your top priority even when you are abroad. The above are 10 insurance companies that provide the best expats health insurance in Thailand. So, have you decided to choose one of them?