Best Health Insurance Companies in Australia and What They Covered

Having health insurance means you care about the future. It is a basic important thing for us to pay attention to. In modern society, it is natural to set aside a portion of income for long-term health, especially when you live abroad such as in Australia. Here are the health insurance companies in Australia, recommended for you.

Best Health Insurance Companies in Australia

Everyone wants to have the best health insurance, for future convenience. Therefore, choosing the right insurance company will have a lot of good effects on our future. Find out which company suits you.

1. Health Partners

Health Partner is an insurance company based in South Australia, providing many health contributions to more than 90,000 existing members. Health Partners has a proven customer retention of around 91%. This shows that there are many people who have entrusted their health insurance to Health Partners.

This company will help cover health costs ranging from children’s examinations to parents. Covers costs for various health cases, getting medicine, medical check-ups, x-rays, and many more. 

You no longer need to worry about every hospital visit fee, because Health Partner will also be the middle ground. They work closely with many hospitals in Australia.

2. Westfund

Next, health insurance companies in Australia are Westfund. This company contributes health insurance up to 88%, making Westfund one of the best health insurance companies. Westfund is based in New South Wales and is trusted to have more than 110,000 members from all over the country.

This company offers health insurance for all forms of services, such as room accommodation, dental, eye care, and emergency ambulance. In addition, Westfund’s mission in building health services for the common good provides guaranteed returns of more than $5 for members who are stricken with COVID-19.

3. HCF

The HCF company has been established in 1932 and continues to develop into a large and friendly insurance service for the community. HCF has customer retention of up to 88% showing their seriousness in providing proper health insurance.

Headquartered in Sydney, HCF has become a health insurance provider for 1.8 million customers from all over the world. 

This company has a My Future Basic Plus Plan which costs a premium of $24.25. You can get financial security for health services such as dental surgery, nose, ear, and throat, joint reconstruction, tonsils, and many more.

4. HBF

It was first built in 1941 and is still one of the best health insurance companies in Australia. HBF is an insurance company that is known for not taking much profit from its members. They provide various health insurance coverage that can be claimed by all insurance customers from all over the world.

HBF is based in Perth, Australia, and has partnerships with hundreds of healthcare facilities across Western Australia. This company helps many insurance owners from all walks of life, even single parents and visitors from abroad.

You can pay for the Basic Hospital Plus plan with a weekly premium of $14.06. That way, you are free to get health services such as dental surgery, hospital psychiatric services, palliative care, hernia and appendix, and many more.

5. Medibank

Medibank is the best and biggest private health insurance in Australia. This company is enormous because it is able to control all three markets in Australia, with a market share of 27% which is quite high. Its customers come from people across the country, with around 3.9 million members.

The most well-known program from Medibank is guarantees for health claims due to accidents, and getting direct access to nurses. It also offers a cashback program for dental examination fees and optical services at an extra cost.

6. Bupa Health Insurance Companies in Australia

You may want to entrust health insurance to a company that has an extensive network. If that so, Bupa is the best health insurance company in Australia for you. Bupa has branches in more than 20 countries around the world. In fact, it has two offices in Melbourne and Sydney.

In addition, customers at HCF are also able to easily access the well-being program. They can get health services, such as aged care and optical care. More than that, HCF also covers costs for chemotherapy, radiotherapy, gastrointestinal endoscopy, hernia, appendix treatment, and gynecology health services.

7. Latrobe

While most health insurance companies in Australia are based in Melbourne, Latrobe has its headquarters in Victoria. In addition, this company’s members reach more than 81,000 across Australia.

This company cooperates with Bronze Hospital to provide adequate health insurance. As a result, the perks allow customers to get health insurance in the form of hernia and appendix examinations, chemotherapy, and other hospital treatments.

8. Nib Group 

As an international health insurance company, Nib Group offers a wide range of health services to its members in Australia and New Zealand. This Nib Group has an insurance policy that will help you cover many medical expenses, through the Basic Plus program with a premium of only $18.48.

Health insurance that you can get from this company includes accidental injury, miscarriage and termination of pregnancy, dental surgery, and emergency ambulance.

9. Australia Unity

Australian Unity is one of the health insurance companies in Australia with a percentage of income of up to 12.3% per year. It was first built in 1840, making Australia Unity widely trusted by the people of Melbourne. The company offers many programs that will support better health services.

One of the programs is Simple Hospital which is a basic plus offering with a total premium cost of $51.49. That program allows you to get health services for ambulance cover, joint reconstructions, palliative care, dental surgery, rehabilitation, and others. 

Otherwise, there are various projects being developed to include other health facilities in New South Wales, Queensland, and Victoria.

Health Insurance Companies in Australia for Better Living

Wherever you live, there is always a risk of various health problems. We know that sickness doesn’t look at age and situation, so it would be better if everyone had insurance for their health. 

Insurance companies in Australia offer various health service conveniences. Now the choice is yours. So which one of the health insurance companies in Australia would you trust to take care of your wellness?