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Car insurance is necessary because we do not know what will happen on the road. Although we are careful, some people are not. Do you want to purchase car insurance but need to know how? Here are the cheapest car insurance plans for July 2023!

Top 7 Cheapest Car Insurance Plans in July 2023

There are plenty of insurance companies out there. You might wonder which one is suitable for you while maintaining a good value for money. This list will help you to consider which one suit you the best.

1. Geico

If you have poor credit and want car insurance, some insurance companies will charge more for that. This is not the case for Geico. A good driver with bad credit can get a cheap price of around $202 – $212 monthly. This price is 16% more affordable than the national average.

In most cases, a driver with poor credit needs to pay 70% more than a driver with good credit. This is why, Geico is a good option if you have bad credit. Besides, Geico offers lots of discounts so you can save more money.

2. Eerie

Many insurance companies set up a high price for young and inexperienced drivers because they tend to be reckless on the road. However, Eerie is reasonable with their price, charging only $112 per month for a car insurance policy.

Having one of the cheapest car insurance plans, Eerie’s price does not increase that much after an accident and DUI. After an accident, your insurance policy will increase by $128 per month. Meanwhile, for DUI, it will be $169 per month.

Those prices are still considered cheap because it goes up for only 67%, other companies might increase the price to 83%.

3. Auto-Owners

The price for full car coverage insurance is approximately $120 – $136 monthly. If you had an accident that cause injury to another person, your rate will only go up to $179, it is a reasonable price and way cheaper than other companies.

The only downside to Auto-Owners is the fact that they are only available in 26 states. Therefore, you should check first whether they are available in your state or not.

4. State Farm

As the biggest insurance company in the country, State Farm is exceptionally good with customer service as well. The company is rated as the best insurance company in 25 states. Offering various discounts to its customer, State Farm’s full car insurance coverage price is $99 per month.

The coverage includes collision and comprehensive insurance. So, if you get into an accident, the company will cover the car’s repair fee no matter whose fault it was.

5. USAA

With the price of full car coverage of $91 – $114 per month, USAA is undoubtedly the cheapest insurance company in the country. However, USAA can only be purchased by current and previous military members and their families.

So, unless you are a military member or have a family who is in the military, you cannot purchase insurance from USAA.

6. American Family

Although not having the cheapest car insurance plans, American Family offers the most discounts. The company has 18 discounts, some of which are buying multiple car policies, bundling home and car insurance.

It also has discounts for installing safety equipment, taking defensive driving courses, being a responsible driver, and many more.

Totaling all of those discounts, the original price of $140 per month will be reduced a lot. It can end up being cheaper than other insurance company that does not offer any discounts.

7. Allstate

Allstate’s full coverage price is approximately $160 per month. It might seem expensive, but if you are under 25 years old and want to bundle your insurance with your parents, the price will be decreased.

Additionally, the company has plenty of discounts for its customers. However, the company has poorly reviewed customer satisfaction claims after an accident. You might watch out for that.

How to Get the Cheapest Car Insurance Plans?

Now that you know the top 7 companies with the cheapest car insurance plans, it is time to learn tips on how to get the cheapest car insurance policy. Here are some tips for you.

1. Compare Insurance Quotes

There are many insurance companies out there. Each company has different ways of calculating their prices. Factors like your driving skills, the car you own, and your credit are one of the things they consider.

Put on your honest information when you ask for insurance quotes and make sure you get the same type of coverage. Wait for the quotes to finish and then compare multiple insurance quotes until you find the cheapest one. Remember, do not rush when you choose the insurance company to cover your needs.

2. Ask for a Discount

The insurance company might have provided discounts you are not familiar with. That is why, you better ask what kind of discounts they offer and see if there are some suitable for your condition. It is a good way to save up your money.

3. Improve Your Credit

Many insurance companies consider your credit score when they calculate your policy fees. This is why you should make sure that you have a positive credit score. Making payments on time and paying attention to your spending will be the best way to have a clean credit score. Thus, earning you the cheapest car insurance plans.

4. Good Driving Record

People with good driving records, meaning no accidents, or DUI, and who drive safely, will get a cheaper price than reckless drivers. Because the insurance thinks that those people are more likely to not fill a claim since they drive carefully. Thus, having a good driving record will cut the cost of insurance fees.

5. Bundle Insurance

Most insurance companies give discounts to people who buy bundle insurance, which means buying two or more insurance policies from one company. It will be a good opportunity for you if you want to purchase homeowner insurance and car insurance at the same time.

Besides, it is easier to pay and maintain if you choose to purchase two or more insurance policies in the same company.

Have You Find the Cheapest Car Insurance Plans?

So, have you got a clearer idea of which company might have the cheapest car insurance plans? The answer differs based on the condition of the driver and the vehicle. Contact multiple insurance companies to get insurance quotes and compare them to find out!

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Working at an oil rig can be very dangerous. Thus, hiring an expert Houston oil rig injury lawyer could help you claim your rights if you experience an offshore injury. In case you live in Houston, Texas, there are some top recommendations for the best offshore injury lawyers. Keep reading to find the best oil rig injury lawyer for you!

6 Recommendations for The Houston Oil Rig Injury Lawyer

Houston is known for its oil business, which is why there are many oil and gas companies. However, working in that field might be unsafe. If you suffer injuries caused by working in oil rig companies, consider hiring an attorney to help claim the restitution. Here are six recommendations for oil rig accident lawyers in Houston.

1. Herrman & Herrman P.L.L.C

Our first recommendation is Herrman & Herrman. This law firm specializes in handling many case fields, like personal injuries, automobile accidents, wrongful death, and oil rig injuries.

Suppose you need a Texas lawyer who genuinely cares for you and protects your legal interests. Then, you can trust this law firm for your oil rig injury case. Herrman & Herrman’s Texas lawyer has resolved over 20,000 cases. Thus, they are professional in their job.

The reviews show that Herrman & Herrman performed phenomenal teamwork. Accordingly, the lawyers are considerate and understanding toward the clients. Furthermore, they are communicative and honest in answering every question.

You can schedule an appointment with them by contacting:

2. Arnold & Itkin LLP

Arnold & Itkin is a law firm with a bold determination to fight on your behalf in court. When they accept the case, they are ready to commit to what it takes to win. Thus, they will ensure that the clients get the dignity they deserve.

This law firm has vast experience in various practice areas. Moreover, their Houston oil rig injury lawyer is proficient in their job. Besides, they got the best record-setting of $189 million as a massive settlement for victims of an oilfield incident.

Arnold & Itkin law firm receives positive feedback from the majority of clients. The customers praise them for their hard work and determination. Additionally, the attorneys won’t give up on you and keep supporting you for your win.

If you’d like to contact this law firm, send them messages here:

3. Schechter, Shaffer & Harris, LLP

Our next recommendation is Schechter, Shaffer & Harris. SMSH is an excellent law firm that has extensive trial experience. They have solved 1,000 cases across the United States in the last 50 years. In addition to its credibility, this law firm is a BBB Accredited Business.

SMSH’s attorneys have broad knowledge and experience in maritime law and the complicated nature of the oil industry. Hence, this law firm could help you to solve your oil rig injury incident.

Satisfied clients raise the reputation of SMSH since most of them love the performance of this law firm’s attorneys. The lawyers are proactive, communicative, and understand what the clients want. If you have an accident relating to the oilfield industry, you can trust this legal firm to assist you.

If you want to make an appointment, you can contact them through:

4. Abraham Watkins

In many cases, handling oilfield injury incidents are complex and complicated. Thus, you’ll need a skillful lawyer. Fortunately, Abraham Watkins can solve your oil rig injury cases.

This legal firm has an exceptional Houston oil rig injury lawyer who provides you with legal protection. Furthermore, Abraham Watkin has achieved the best record for handling oil workplace accident cases with a settlement of $201 million.

The law firm receives positive feedback from the clients. They praise the attorney team for their commitment and exceptional service. On top of that, they try their best to gain the settlement for the clients.

You can make a consultation schedule with them here:

5. Doyle Dennis LLP Trial Lawyers

Doyle Dennis LLP is an expert in maritime law. With their skill and strategy, they will put excessive effort into investigating your case to give you the best compensation. They have resolved hundreds of maritime injury claims through negotiation and courtroom litigation.

On top of that, this law firm works on a contingency basis. It means you don’t need to pay if you don’t win the case.

If you want to make an appointment, contact them here:

6. Zehl & Associates Injury & Accident Lawyers

If you are looking for a considerate Houston oil rig injury lawyer, Zehl & Associates can be your choice. The attorneys genuinely care for you and your loved one. They will devote all their resources to bring the best settlement for your loss.

People who use this legal firm’s service appreciate their work for a successful resolution. Their service is eligible for those who need legal protection after suffering injuries.

You can find them here:

Houston office address: 2700 Post Oak Blvd #1000, Houston, TX 77056,

Phone number: (713) 955-1345,

Website: https://www.zehllaw.com/.

3 Reasons Why You Should Hire a Houston Oil Rig Injury Lawyer

Suffering horrible injuries in oil rig industries can be painful. However, taking legal action by yourself would be daunting. Here are three reasons why you should hire a professional oil rig injury lawyer.

1. Your Job is Close to Danger

Working at an oil and gas company makes you close to the danger. There are many possibilities you could get into an accident at work. According to Burau Labor of Statistics, the number of fatal work injuries reached more than 100 people in 2021.

Furthermore, the common accidents that occur in oil rigs include:

Slip and fall;

Fire and explosions;

Machinery accident;

Chemical exposures;

Lifting and manual handling;

Equipment malfunction; and

Fatigue and overwork.

If you or your loved one get injured due to the oil company’s negligence, you should file a lawsuit to gain restitution. Consider hiring a lawyer to make the legal process faster.

2. You Do not Need to Handle the case Alone

There are many processes you will encounter when filing a lawsuit. It would be exhausting and intimidating to handle everything alone. That’s why a lawyer will do the job for you. They will assist you until you win the case.

3. You Need Someone to Protect Your Right

While you want to take legal action, the company you want to sue is ready with a skilled lawyer. Their purpose is to make you agree with a low settlement. For this reason, you should have a professional lawyer to fight against the opposing side.

Hire the Best Houston Oil Rig Injury Lawyer to Get The Finest Compensation!

The oil industry in Houston has grown and employs many employees working in it. However, working in this field has a risk of horrible accidents. Suppose you are injured at work. Then, hiring a Houston oil rig injury lawyer would help you to gain the right you deserve.

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As a car owner, understanding the importance of liability car insurance is paramount. It serves as a fundamental financial protection. Ultimately, car insurance will protect you from potential liabilities in an accident where you are deemed to be at fault.

However, with so many car insurance options available in the market, one question that might come to your mind is: what’s the cheapest liability car insurance? Find the answer in this article! Read on!

Get to Know About What’s the Cheapest Liability Car Insurance

Navigating the realm of car insurance can be overwhelming, with so many options available in the market. For many responsible drivers, finding the most budget-friendly liability car insurance becomes a priority.

So, what’s the cheapest liability car insurance? In essence, these terms refer to the minimum coverage required by law. Car insurance provides drivers with financial protection against potential liability in the event of an accident that is their fault.

The Importance of What’s the Cheapest Liability Car Insurance

Having car insurance coverage is a comprehensive step. Why? Because it can secure you when facing unexpected financial risks. Similarly, liability car insurance protects against potential liabilities from accidents where the insured driver is at fault.

Not only does it protect your financial assets, but car insurance also protects you from the burden of excessive costs resulting from property damage and bodily injury other parties suffer. Thus, it gives you a sense of calm and security while driving. Strapped for cash, here are some of the what’s the cheapest liability car insurance.

The Companies Who Have What’s the Cheapest Liability Car Insurance

When it comes to finding the most budget-friendly liability car insurance options, several reputable companies stand out as top contenders. Let’s take a closer look at the annual and monthly premiums offered by each of these insurers:

CompanyAnnual PremiumMonthly PremiumState Farm$409$34GEICO$424$35Nationwide$462$38Travelers$504$42Progressive$514$43Farmers$572$48Allstate$604$50

State Farm, GEICO, and Nationwide emerge as particularly cost-effective choices with annual premiums averaging between $409 to $462 and corresponding monthly payments ranging from $34 to $38.

However, it is crucial to remember that individual rates may vary based on factors such as the driver’s location, driving history, age, and type of vehicle.

While these figures provide a general idea of the most affordable options, obtaining personalized quotes from each company is advisable to find the best-suited coverage at the lowest cost for each unique driver.

What’s the Cheapest Liability Car Insurance Covers?

The cheapest liability car insurance typically covers two main aspects: Bodily Injury Liability and Property Damage Liability. These are the fundamental components of liability insurance that protect you if you are at fault in an accident and cause injuries to other people or damage to their property.

1. Bodily Injury Liability

This coverage helps pay for medical expenses, hospital bills, and other related costs if you cause injuries or death to other people in an accident. Also, it can cover legal expenses if you are sued for the injuries you caused.

The bodily injury liability coverage is usually expressed in terms of two limits: a limit per person and a limit per accident. For example, if your policy has a $50,000 per person and $100,000 per accident limit, the insurer will pay up to $50,000 for each person’s injuries or up to $100,000 for all damages in the accident.

2. Property Damage Liability

This coverage pays for repairing or replacing someone else’s property that you damaged in an accident, such as their vehicle, fence, or other structures. It also covers legal expenses if you are sued for property damage.

Property Damage Liability coverage is usually expressed as a single limit, such as $50,000 or $100,000, indicating the maximum amount the insurer will pay for property damage in one accident.

The cheapest liability car insurance usually provides the minimum required coverage by the state. State minimum coverage levels can vary, so it’s essential to check the specific requirements in your state.

How to Read The Cheapest Liability Car Insurance Limits

Reading and understanding the limits of the cheapest liability car insurance is essential to ensure you have adequate coverage in the event of an accident. Accordingly, car insurance providers bundle bodily injury and property damage liability limits in a specific format, commonly represented as 25/50/10.

Under a liability-only car insurance policy with 25/50/10 limits, it includes coverage for the following:

$25,000 in bodily injury liability per individual involved in the accident.

$50,000 in bodily injury liability per accident, covering all injured parties.

$10,000 in property damage liability per accident, addressing the cost of property damage caused by the insured driver.

How to Get The Cheapest Liability Car Insurance

Getting the cheapest liability car insurance requires careful research and comparison. To start, you can gather quotes from multiple reputable insurance providers to understand their pricing and coverage options.

In addition, it’s essential to provide accurate information about your driving history, vehicle, and personal details when requesting quotes. Also, consider opting for higher deductibles, as this can lower your premium costs, but be sure you can afford the deductible if you need to file a claim.

Next, review your current policy to identify any unnecessary add-ons or coverage you can do without. Maintaining a clean driving record can also help you qualify for discounts and lower rates.

Furthermore, look for insurance companies that offer discounts for safe driving habits, multiple policies, or bundled coverage. Remember, while affordability is crucial, ensure the insurance policy meets your minimum state requirements and provides adequate protection in an accident.

Factors that Affect the Cheapest Liability Car Insurance

The cost of the what’s the cheapest liability car insurance is influenced by several key factors, including:

Driving Record and History

Age and Experience of the Driver

Location and Driving Environment

Vehicle Type and Safety Features

Credit Score and Financial Stability

Chosen Coverage Limits

Deductible Amount

So, What’s the Cheapest Liability Car Insurance Will You Buy?

In the end, what’s the cheapest liability car insurance you choose plays an essential aspect of responsible and safe driving. It serves as a shield that protects drivers and their assets from potential financial disasters in the event of an accident.

However, striking a balance between cost and coverage is crucial. There are many options available that offer competitive rates without sacrificing essential protection. With proper research and comparison, drivers can find insurance providers that offer the cheapest liability car insurance tailored to their specific needs and budget!

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A commercial accident lawyer is a legal professional who concentrates on representing people involved in accidents related to large commercial trucks. With the help of a lawyer, you may find ease in handling complex legal situations.

Then, what kind of responsibilities does the lawyer have so that he can help with your situation?

5 Responsibilities of a Commercial Accident Lawyer

Since the lawyer specializes in handling numerous accidents associated with commercial trucks like box trucks or semi trucks, there are five responsibilities that the lawyer should master. You may find all the lawyer’s responsibilities below.

1. Case Investigation

The initial thing that the accident lawyer should do is the case investigation. A lawyer specializing in commercial accidents should thoroughly investigate the accident by gathering all the evidence, looking into police reports, interviewing witnesses, and examining available footage.

2. Evidence Gathering and Case Preparation

Gathering commercial vehicle accident evidence may require a deep investigation since an accident lawyer should also determine the extent of damages. Call a commercial vehicle accident lawyer, the skilled one who will thoroughly collect and examine all the evidence (accident reports, medical reports).

When all the needed evidence is collected, an attorney will review all the elements, regulations, and applicable laws and then implement his legal strategy.

3. Communication with Insurance Companies

When the case preparation is settled, a commercial accident lawyer needs to deal with insurance companies. He will examine your damages, check the insurance policy, and prepare a solid case to support the demand for fairest compensation. In this process, the lawyer should show his skill in negotiating to win the case.

4. Preparing Complaints and Launch Discovery

You need to know that not in all cases will the insurance negotiations run as smoothly as you expected. So, if the worst part happens, your lawyer will need to file a lawsuit, starting the authorized legal process.

And when the litigation process happens, lawyers will engage in discovery. The discovery involves collecting additional proof, like depositions, documents, and expert opinions. Beware that discovery is essential in creating a solid case and preparing for trial.

5. Representation in Court

The last responsibility that the lawyer should carry out is providing your representation in court. You’ll need an attorney to do this step, as their experience in the courtroom will be necessary to get a winning case.

3 Kinds of Commercial Vehicle Accidents

A commercial accident lawyer can only handle some specific vehicle accidents. In that case, you should know the vehicles the lawyer can accept. Those vehicles are but are not limited to the following list.

1. Delivery Van and Box Truck

Box trucks and delivery vans may be smaller than 18-wheelers; however, local delivery couriers with unrealistic deadlines may use these vehicles. Moreover, the things that should be carried are often larger and heavier than most passenger automobiles.

If you encounter a problem regarding the accident, you may call an experienced vehicle accident lawyer to have your case investigated. The lawyer will start questioning the company and offering evidence showing that the driver should be held accountable when the event happened.

2. Construction Equipment

Other than vehicle accidents, it’s also possible one experienced an accident because of construction equipment. The reason is that the heavy equipment is likely to occur in construction zones, and it may lead to an accident. The other drivers who only pass by may encounter harm, so these drivers will need a lawyer if it does happen.

3. Hotel Shuttle Bus and Van

In a city full of tourists, the probability of accidents happening because of a hotel shuttle bus and van is high. The others will have the probability of having an accident since not all shuttle drivers know how to put enough care into the vehicle’s operations.

Therefore, when an accident caused by a hotel shuttle bus and van happens, there is a need to use an experienced commercial accident lawyer. Remember, it’s not uncommon for this kind of accident to happen in a particular city.

12 Evidence The Lawyer Should Gather

A lawyer specializing in vehicle handling may need specific skills in gathering evidence. Those necessary proofs are listed below:

Pphysical proof,

vehicle inspection records,

black box data,

pavement markings,

driver’s logbooks,

medical reports of the driver,

accident reconstruction or expert medical testimony,

eyewitness statements,

pictures taken by surveillance cameras,

police report,

documentation of the trucking firm, and

cell phone records that show distracted driving.

Remember, even though the party at fault may come to trial, you’ll still need proof of negligence to make your case go effectively. Therefore, don’t forget to have an experienced lawyer for your benefit.

3 Recommendations of Commercial Accident Lawyer

You may need some recommendations after knowing what a commercial vehicle lawyer is. Find out the three best lawyer companies for your needs below.

1. Munley Law

Munley Law is a legal company specializing in handling box truck accidents and is considered the leader in truck accident law. The proof shows that Munley Law has won over $1,000,000,000 and achieved a $26.000.000 settlement for a particular trucking accident victim.

2. USAttorneys

If you’re trying to find a commercial accident lawyer specializing in bus accidents, USAttorneys will be your best choice. You can also get a free consultation from one of their lawyers, who can answer all your inquiries.

Moreover, since USAttorneys is experienced in bus accidents, the resolution regarding any kind of bus accident will be a piece of cake for them!

3. Antonoplos & Associates

While Munley Law handles box truck accidents and USAttorneys handles accidents related to any type of bus, you may find Antonoplos & Associates the best for construction equipment problems. They will do a great job of solving your problems by listening to your issues and performing the necessary research on the case.

Commercial Accident Lawyer Always Got Your Back, So Worry Not!

After reading this article, you may be surprised that numerous lawyers specialize in particular cases, such as truck accidents, bus accidents, or construction equipment trouble. However, it’s good for every lawyer to specialize in handling specific cases so it would be easier for clients to discuss the event thoroughly with them.Therefore, don’t hesitate to call a commercial accident lawyer if you face an accident and need compensation. You may use the recommendations above to settle your case quickly.

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Finding the right and cheap car insurance quotes is not easy. There are a lot of policy options from reputable insurance companies. That’s why you need to obtain as much information as possible before deciding which affordable car insurance suits you.

Auto car insurance is required to protect your vehicle from various risks that may occur at any time. It can be said that having car insurance is essential to prevent financial losses. In this post, we’ll take you through understanding car insurance and how to get it. Keep on scrolling!

What is Car Insurance?

To make it clear, auto car insurance is a contract between you and the insurance company. You agree to pay premiums in exchange for protection or loss of your car. It’s a smart move to secure your investment.

Car insurance provides financial protection if you experience a car accident or other incidents, such as a car being hit by a tree, flooded, or stolen car. The insurance company will pay the expenses covered with the amount of money you have paid for your policy. It includes property damage to bodily injuries of the driver.

Types of Car Insurance Coverage

Meanwhile, car insurance has its own policy, depending on the insurance service. Several types of car insurance are available that cover the liability to pay the related costs. There are three types of coverage, including:

1. Liability Insurance

Liability coverage pays for costs associated with accidents. This insurance generally includes two types of coverage: bodily injury and property damage.

The bodily injury involves expenses related to injuries sustained by you (the driver) or other drivers who caused the accidents. In contrast, property damage covers the cost of repairing or replacing someone else’s property you damage while driving. It includes the replacement of houses, fences, roads, etc.

2. Personal Injury Protection

Personal risk coverage is extended insurance that provides protection to you as the driver. This insurance, called no-fault coverage, pays you and your passenger’s medical expenses.

So if you have an accident and suffer injuries or even death, this insurance can compensate you or your heirs. Therefore, personal injury protection can be valuable to your car insurance policy.

3. Medical Payments Coverage

Medical Benefits Coverage (MedPay) pays medical bills for you and your passengers for injuries sustained in a car accident, regardless of who is at fault. Note that MedPay does not cover additional or related expenses like lost wages.

4. Collison Coverage

Meanwhile, collision coverage pays for repairing your car damaged during an accident or other incident that leaves the car damaged. For example, the car was hit by a building or tree. Some insurance providers must provide this service.

5. Comprehensive Coverage

In addition to collision coverage, you’ll find comprehensive coverage covering car damage during non-collision. For instance, your car may be damaged by hail, a cracked windshield, animal damage, or replacing a car that has been stolen.

How to Get Cheap Car Insurance Quotes?

Dozens of car insurance companies have policy options with different rates. Of course, many of us are looking for lower rates to save more money. But it’s never going to be easy. You need to follow these tips to get the cheapest possible rate with confidence.

1. Choose a Cheaper Car to Insure

The first thing to do is to choose a cheap car to insure. Each car has different specifications and models. It will influence the offering of lower premiums and insurance policies. So it’s always better to check which insurance company matches your car.

2. Compare Different Car Insurance Quotes

The next step is to compare one insurance company with another. According to your chosen policy, it will help you determine which one has a lower rate. Compare car insurance and look at the prices thoroughly. It includes all the main types of car insurance, such as third-party, fire and theft, third-party only, and comprehensive.

3. Only Pay for What You Need

Choose the necessary add-ons, including legal assistance, personal accident cover, luxury car cover, windscreen cover, and no-claims bonus cover. Keep in mind not to choose a policy that is more expensive and not really needed to avoid spending more money on car insurance.

4. Improve Security

Furthermore, you can get a cheaper premium if you upgrade the security of your vehicle. It is important to look for the best price quote before making security upgrades. You can also look at the additional costs that are still feasible for insurance savings.

5. Increase your Excess

Try to pay a higher voluntary excess on your car insurance policy which can lower your premium price. Although it would cost you more once you make a claim for your insurance, it includes the amount of excess and the compulsory excess from the insurance provider

The Cheapest Car Insurance Quotes from The Largest Company

Below is the list you can refer to in order to get affordable car insurance quotes:

State Farm: $450 (Annual rate) and $37 (Monthly rate)

Travelers: $568 (Annual rate) and $47 (Monthly rate)

Nationwide $673 (Annual rate) and $56 (Monthly rate)

USAA auto insurance: $341 (Annual rate) and $28 (Monthly rate)

Geico: $603 (Annual rate) and $50 (Monthly rate)

The Lowest Car Insurance Quotes of Midsize Insurance Providers

Meanwhile, the ones that come from midsize insurance providers is written below:

Auto-Owners: $337 (Annual rate) and $28 (Monthly rate)

The Hartford: $631 (Annual rate) and $53 (Monthly rate)

Auto Club of Southern California: $634 (Annual rate) and $53 (Monthly rate)

Erie: $395 (Annual rate) and $33 (Monthly rate)

National General: $693 (Annual rate) and $58 (Monthly rate)

Is There Any Risk of Cheap Car Insurance Quotes?

Although you don’t have to spend much money on car insurance, choosing cheap car insurance quotes also has its downsides, as listed below:

The liability coverage is insufficient to cover the more serious types of accidents.

After a collision, some drivers may not be able to repair their cars.

After a claim, the drivers can remain without their cars.

Compared to people with only liability coverage, some insurance companies offer excellent customer service to people with expensive policies.

High deductibles are the most common affair for cheap car insurance

Ready to Get Cheap Car Insurance Quotes?

That’s a brief explanation of car insurance and how to obtain cheap car insurance quotes for your investment. Consider wisely before choosing the type of car insurance to ensure getting the right price. Hope this post may help you a lot!

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As one of the commercial trucking hubs in the country, the passage of semi-trucks to 18-wheelers is a sight you see every day in Houston, Texas. Due to this, truck accidents are a common occurrence in this state of region. Which is why you need a Houston trucking accident attorney.

Throughout this article, we will feature several other reasons why you need an attorney for a Houston trucking accident. We will also show you some of the compensation that you should get from a truck accident. So, read on!

Trucking Accident, a Common Occurrence in Houston

As you already know, the Houston area in the state of Texas is one of the centers of commercial trucks. With the high volumes of traffic ranging from semi-trucks to 18-wheel trucks, you may not be able to avoid trucking accidents in this region.

Based on data from the FMCSA taken from 2019 to 2021, there have been a total of 479,103 crashes and collisions involving large trucks in Houston, Texas. Here are the truck collision statistics that FMSCA has accumulated.

There were approximately 56,975 large truck accidents that occurred

31,790 truck accidents caused injuries

2,138 deaths resulted from truck accidents

In addition, in one year only in 2021, 796 people passed away, and 11,355 people were injured as a result of commercial truck accidents in Houston. In other words, there are about 2 deaths and 32 cases of injury from truck accidents every day. Therefore, a Houston trucking accident attorney is an absolute knowledge to study.

Why Hire a Houston Trucking Accident Attorney?

There are many reasons why you should hire a competent and professional attorney for any trucking accident. After all, truck accident case claims are not the same and not as easy as car accident case claims. Although both cases involve one or more vehicles, truck accident litigation is much more complicated.

Due to the complexity of the litigation, hiring an experienced attorney for the Houston trucking accident becomes important. Below are some of the factors and reasons why you should hire an attorney to handle your trucking accident case.

Your case may involve more than one defendant, including the truck driver, the employer, the rig parts maker, and possibly other parties. Things will be much more complicated than you might imagine.

Multiple defendants mean multiple insurance companies will be involved. All of them are trying to assign liability and pay you as little as possible. Thus, by hiring a lawyer, you can get the rights and compensation you deserve.

Truck drivers are commonly subject to federal regulations, state laws, and local laws. As a result of this, many agencies are likely to be involved in accident investigations and each of these agencies is governed by its regulations, laws, and procedures.

Injuries from truck accidents tend to be more extensive than those from car accidents. Therefore, the damages demanded in truck accident lawsuits tend to be much higher.

All of these factors when combined, can make truck accident claims complicated and often hotly contested. This is where the role of a lawyer becomes crucial, helping you obtain the compensation you rightfully deserve after being injured in a truck accident.

When Should I Hire a Houston Trucking Accident Attorney?

The abovementioned question is probably the most common one people ask. In fact, when is the right time to get the services of an attorney for your truck accident case? Below are some of the circumstances that require you to contact a Houston trucking accident attorney as soon as possible.

A fatal truck accident has caused you severe injuries, such as broken bones, paralysis, amputation, burns, or permanent physical impairment.

The accident involved other vehicles.

The truck accident occurred in a construction zone or school zone where many lives were involved

There is an incomplete official accident report that does not accurately describe what happened

After all, by hiring a lawyer, you will be kept away from unnecessary accusations and improper compensation. Moreover, an attorney for a Houston trucking accident attorney can also help you find out the real cause of the truck accident.

Generally, the better and more competent an attorney is, the better these people are at finding the overall cause of a truck accident. Many people speculate on the causes of Houston trucking accidents, but only a competent lawyer can present solid evidence.

Understanding Truck Accident Injuries. What Are They?

Here are some common examples of truck accident injuries that you may suffer when involved in a truck accident.

Head and brain injuries

Broken bones

Amputated limbs or extremities

Body fires

Spinal cord injuries

Traumatic

Neck and back injuries

Torso and rib injuries

Cuts and lacerations

Death

How Does It Work?

Inevitably, when an accident occurs, it is very difficult to avoid the magnitude of the consequences of the incident. Many victims suffer serious injuries such as broken bones, head injuries, and even trauma. Either way, these victims need to be rushed to the hospital as soon as possible.

From here, a Houston trucking accident attorney will take a broader view. These individuals will represent your interests as a victim by looking for important and valid evidence to get you the compensation you deserve. Below is the more specific explanation:

Proof of Fault: The key to any truck accident claim is proving that the other party’s negligence caused the accident. Physical evidence such as skid marks on the road or damage to the vehicle can help determine who was at fault.

Evidence of Your Injuries: Medical records and testimony from experts can determine the nature and severity of your injuries. Coupled with the fact that your injuries were caused by a truck accident.

Evidence of Damages: Finally, the evidence must show that you suffered compensable losses as a result of the truck accident. The losses incurred can be both economic and non-economic in nature.

An experienced truck accident lawyer will also compare the facts of your case to the extensive federal regulations that govern the commercial trucking industry. Truck drivers, trucking companies, and other parties who violate the regulations can and should be held liable for the harm they cause.

Careful collection of evidence and testimony from experts is essential to making an effective truck accident claim and proving that you are entitled to compensation. A knowledgeable lawyer will also know what constitutes a fair settlement offer and when it is necessary to file a lawsuit and take your case to court.

Let’s Hire a Houston Trucking Accident Attorney!

If you wish to avoid paying the costs of being involved in a truck accident, then hiring a Houston trucking accident attorney is important. These are experts who will help you receive your rights and get compensation for the losses you have incurred as a victim of a truck accident in Houston. So, get in touch with the most patent one now!

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